Plan Coverage

Your coverage includes over 450 different beauty services. Yes, anything cosmetology...lashes, waxing, barber, braiding and more...Covers you and your location.
$3 Million Individual Annual Aggregate
$2 Million In Professional & General Liability Coverage
$2 Million In Product Liability Coverage
$100,000 Rental Property Damage Protection
$25,000 Identity Theft Protection
$1,000 Stolen/Damaged Equipment Protection

No matter where you provide services; whether that’s as an employee in a salon, as a sole proprietor providing mobile services, as a professional providing cosmetic services in the mall, and no matter where your career takes you, with Elite Beauty Society your policy is fully portable in all 50 U.S. states.

Service Name

$100,000 Rental Property Damage Protection
$25,000 Identity Theft Protection
$1,000 Stolen/Damaged Equipment Protection

No matter where you provide services; whether that’s as an employee in a salon, as a sole proprietor providing mobile services, as a professional providing cosmetic services in the mall, and no matter where your career takes you, with Elite Beauty Society your policy is fully portable in all 50 U.S. states.

Booth Rental

​If you rent booth space, you are most likely operating as a 1099 contractor. That means you’re like your own small business. It’s great for tax purposes and building your clientele but it also means you can be held wholly responsible for an accident or mishap in your station. Even if the salon you’re operating out of has a policy, it may not cover you directly or may not be adequate if you do happen to need it. That’s why a policy that’s 100% yours and yours alone is a much better way to protect yourself against risks.

Pricing

• One Year of Professional Beauty Insurance $179.00

• Two Years of Professional Beauty Insurance $299 (saves $59)

• One Year of Student Beauty Insurance $49.00

• Adding Microblading coverage to your policy $499.00

• One Year of a Benefits Only Plan (all the benefits, just no insurance) $39.00

We also offer the option to add additional businesses to your policy. Sometimes if you are renting a booth in a salon the landlord will automatically require this. You can add a business for just $10 per year or $15.95 for a two-year policy. Throughout a policy term you may find you have multiple businesses to add, in that case consider the unlimited additional businesses package for $30 per year.

You absolutely can choose to finance your cosmetologist insurance premium with low, easy monthly payments. The rates vary depending on what options you choose and your creditworthiness, but rates for professionals start as low as $12.38 per month for 12 months. This can be a great way to break up your premium into more manageable monthly payments. We offer a variety of options to help make it easy to find the right path to securing great coverage

Instant Coverage!

If you call in Mention CODE "Perfect10" to receive your discount! you can get complete coverage in just a few minutes’ time. A lot of other insurance companies require super long questionnaires where you have to provide a ton of personal information just to get quoted. We followed a different tact with upfront pricing and a quick and easy online application that generally takes under five minutes to complete. As soon as you checkout and pay your premium, you’ll have access to everything your plan provides including your cosmetology insurance COIs, member benefits, and more.

Nail Salon Policy

Operating without any nail salon insurance is incredibly risky. A slip of the wrist could injure a client in a heartbeat or a leaky water fountain could send them tumbling to the floor. Accidents come in all shapes and sizes even to the most experienced nail techs. Rather than risk all the hard work you’ve put in mastering your techniques and building your brand, it is so much more cost effective to secure affordable (some say cheap nail salon insurance) from Elite Beauty Society. We prove that great coverage doesn’t have to break the bank with a full suite of liability protection and additional safeguards to let you do what you love with complete confidence.